Amrita Vir

Finance for good.

Senior Program Officer for Inclusive Financial Systems at the Bill & Melinda Gates Foundation. Nearly 15 years at the intersection of fintech, financial inclusion, and emerging markets.

About
Amrita Vir

Amrita has spent nearly 15 years working in inclusive finance — from founding a microfinance non-profit in college to her current role as Senior Program Officer, Inclusive Financial Systems at the Bill & Melinda Gates Foundation, where she focuses on advancing women's financial inclusion and alternative data at scale.

Her career spans management consulting, the U.S. Treasury Department, and directing the first-ever US-based regtech TechSprint with the Alliance for Innovative Regulation. She has worked at global fintechs including Blender (Israel), Cignifi (U.S. and Latin America), Grab Financial (Southeast Asia), and wagely (Indonesia & Bangladesh), and has spoken at the Singapore Fintech Festival and Center for Financial Inclusion.

Amrita is co-founder of Findicate, an angel syndicate backing women-led startups across Asia, and invests independently in fintech and adjacent startups globally.

Podcast

The Green Room | Fintech Journeys in Asia — Amrita goes behind the scenes with fintech CEOs, founders, and thought leaders across Asia to explore their career journeys and industry insights.

The Green Room cover
The Green Room
Pick an episode below
All 39 episodes — newest first
01
Receivables Financing for Small Businesses with Blockchain
Zach Marks · Jia
Aug 2024
02
Wealth Tech for Legacy Planning
Chandrima Das · Teleskop
Jul 2024
03
On-Chain Business Banking
Sharon Paul · HQ.xyz
Jun 2024
04
From SuperApp to web3 Remittances
Hussain Elius · Wind
May 2024
05
Shariah Microfinance in Malaysia
Nuraizah Shamsul Baharin · MADCash
May 2024
06
Neobanking Across Continents
Rachel Freeman · Tyme
Mar 2024
07
Income Smoothing for Gig Workers
Maria Hoyos · GoNSave
Feb 2024
08
Pay-As-You-Sell Advance for SMEs
Ritwik Ghosh · Seedflex
Jan 2024
09
Cross-Border B2B Payments Infrastructure
Malini Kannan · Thunes
Dec 2023
10
Women-Centered Finance in India
Aditi Sholapurkar · SALT
Sep 2023
11
Navigating Fintech in Uncertain Times in Myanmar
The Noe San · MO
Jun 2023
12
BNPL and GMV Financing for SMEs
Vikram Kotibhaskar · Credilinq.AI
Apr 2023
13
Equitable Transportation in Pakistan
Maha Shahzad · BusCaro
Mar 2023
14
Pioneering Open Finance in Asia
Diego Rojas
Feb 2023
15
Payments and Remittances for Overseas Filipino Workers
Rebecca Kersch · TANGapp
Jan 2023
16
Stablecoins for Emerging Markets
Sherry Jiang · Bluejay Finance
Oct 2022
17
Building Fintech for Banks
Ankur Joshi · Nuclei
Sep 2022
18
NFTs for South Asian Representation
Ananya Sinha · Brown Baddies
Aug 2022
19
Alternative Data for MSMEs in SEA
Kunal Goel · PowerCred
Aug 2022
20
Loyalty and Rewards in Vietnam
Lan Doan · TAPTAP
Jul 2022
21
Stablecoin-based Credit in Emerging Markets
Aaron Collett · Goldfinch
Jul 2022
22
SME Financing in Indonesia
Windy Natriavi · AwanTunai
Jun 2022
23
Play-to-Earn, Gaming Guilds and Financial Inclusion
Luis Buenaventura · Yield Guild Games
May 2022
24
Hacking Green Finance
Tek Yew Chia · Oliver Wyman + Puneet Chaddha
Feb 2022
25
Finance for Freelancers
Nirali Zaveri · Friz
Jan 2022
26
Fighting Financial Crime with Regtech
Abhishek Chatterjee · Tookitaki
Dec 2021
27
Behind the Scenes of Singapore Fintech Festival
Pat Patel · Elevandi
Oct 2021
28
BNPL for Factory Workers in Cambodia & Laos
Pablo Alonso Caprile · iCare Benefits
Oct 2021
29
Microinsurance & Healthcare in Emerging Markets
Gustaf Agartson · BIMA
Oct 2021
30
Student Loans and Social Impact
Ketty Lie · Erudifi
Sep 2021
31
Alternative Credit Models
Tobias Fischer · wagely
Sep 2021
32
Empowering Women through Finance in SEA
Debbie Watkins · Lucy
Jun 2021
33
Sustainable Finance through Carbon Offsets
Dave Rouse · CarbonClick
Jun 2021
34
Crypto, Crime, and Compliance in Asia
Payal Patel · BitGo + FINTRAIL
Jun 2021
35
Shaping Fintech in Indonesia
Niki Luhur · Vida + Indonesia FinTech Association
Jun 2021
36
Optimizing Ethical Debt Collection in Asia
Arun Pai · Flow
Jun 2021
37
Financing the Unbanked: The Future of Microfinance in Asia
Taejun Shin · Gojo
Jun 2021
38
Savings and Investments in the New Normal
Michele Ferrario · StashAway
Jun 2021
39
Open Conversations on Open Banking
Todd Schweitzer · Brankas + Arvie de Vera · UnionBank
Jun 2021
Investing

Backing founders at the frontier of finance.

Amrita invests at the intersection of fintech, financial inclusion, and emerging markets — independently and as co-founder of Findicate, a women-focused angel syndicate backing early-stage women-led startups across Asia.

Women-led startups receive just 3% of global VC — yet deliver returns 2.5x higher than the broader market. Findicate exists to close that gap, one deal at a time.

Her independent portfolio spans credit infrastructure, open finance, fertility, and emerging market funds — backing category-defining companies across the US, Southeast Asia, and globally.

Findicate Portfolio
  • TANG · Remittance app for Filipino OFWs
  • Docosan · Healthcare booking platform, Vietnam
  • BusCaro · Safe commuting for women & children, Pakistan
  • Salt · Fintech closing the gender gap in finance, India
  • Five Beauty · First hybrid beauty brand, Philippines
Angel Investments
  • Yendo · Vehicle-secured credit cards, US
  • Seedflex · Embedded credit for MSMEs, Southeast Asia
  • Rollee · Open finance API for gig workers
  • Argyle · Payroll connectivity for lenders, US
  • Legacy · Male fertility, US
  • Rally Cap VC · Fintech fund, emerging markets

Amrita invests independently across fintech and financial inclusion globally.

Contact

Get in touch.

For speaking, advisory, or board inquiries, reach out directly.